Travel Insurance- Do you need it?

When you plan a trip, you make sure to pack properly, secure necessary travel tickets and documents, book the right hotel, and arrange transportation at your vacation destination. But do you plan ahead for the what-ifs of travel? What if someone in your family becomes ill while away from home? What if you or a travel mate gets injured? What if you can’t speak the language and you need to ask for a doctor? What if you lose your passport? Travel insurance gives your family peace of mind so you can focus on fun.

1. Find trustworthy medical care.

If someone in your travel party becomes ill or injured during your vacation in a foreign country, you may need medical help. Of course, you want the best possible care for your family. But how in the world would you find a reputable medical professional? With travel insurance, you can connect with an emergency response team who will direct you to a doctor you can trust.

2. Don’t go broke paying out of pocket.

Doctors and hospitals outside the U.S. usually expect you to pay upfront before they start treatment. If you’re like me, you don’t travel with oodles of cash on hand. If you incur high medical fees, you may max out your credit cards and still not have enough credit to pay. If you have MEDEX travel insurance from UnitedHealthcare Global, they can help cover the costs at the time of service.

3. Go home if there’s a medical emergency.

The last thing anyone wants to experience on vacation is an unexpected medical emergency like a car crash or serious illness. Unfortunately, these things do happen. A dream vacation in Kenya turned into a nightmare for a man named Keith Simons when he was involved in a serious car accident. With multiple fractures to his right leg, Keith was rushed to the nearest medical facility. Fortunately, Keith had access to UnitedHealthcare’s Global assistance services. Keith needed surgery, and was evacuated to Paris for the operation. Throughout the transfer, MEDEX maintained contact with Keith’s family and traveling companions. MEDEX also arranged for Keith’s flight from Paris back to the U.S., during which he had an escort for assistance.

4. Get help with non-medical travel snafus.

When I was on a trip to Florida with my mom and daughter, we lost our travel money and it almost ruined our trip. Oh, how I wish I had purchased travel insurance. (Lesson learned!) UnitedHealthcare Global can help with anything from a lost or stolen passport, to an emergency funds transfer, or even a referral for legal help.

5. Protect your vacation investment.

Have you ever lost a bag while you were traveling? You saved and planned for your vacation for months. Now you have no clothes, accessories, or personal products. Travel insurance helps with unexpected bumps during your journey like lost baggage. It also protects you from the loss of money in case you need to cancel or interrupt your vacation.

Have a safe& joyful vacation